Insurance Claims Information for Students
- • Campus Health Insurance: Some universities offer their own health insurance plans that may cover therapy. Reach out to your campus health center to ask about these options.
- • Student Health Services: Many schools have on-campus counsellors or provide access to off-campus therapists through their student health insurance plan. Verify your coverage and confirm whether therapy is included if it is provided by a Registered Social Worker (RSW).
- • Coverage Details: Contact the student health insurance office to ask about co-pays, covered therapy types, and any potential referrals that might be needed.
Please Note: In Ontario, Social Workers are not covered by OHIP. Generally, Practitioners such as your family doctor and Psychiatrists are the only health and mental health professionals that are covered under OHIP. This is why it’s so important that you check to confirm your coverage with your insurer or your school.
Insurance Benefits for College and University Students in the GTA
Supporting student mental health in the Mississauga, Brampton, Oakville, Milton, Burlington and surrounding areas, across Ontario Online
Algoma University
Up to $600 total coverage per year for both undergraduate and graduate students (Full-time)
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the AU Students’ Union for more details on Wellness Services
OCAD University
Up to $1000 total coverage per year for both undergraduate and graduate students
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the OCAD Student Union for more details on the Health Plan
Toronto Metropolitan University (TMU)
Covers $100 of the fee per session
Up to $750 total coverage per year for part-time students
Up to $1000 total coverage per year for undergraduate students
Up to $750 total coverage per year for graduate students
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the TMSU’s Members Health and Dental Plan Administrator for more details on the Health Plan
Trent University
$1000 total coverage per year for both undergraduate and graduate students
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the Trent Central Student Association (TCSA) for more details on Health Benefits
University of Guelph
Covers 80% of the fee per session
Up to $750 total coverage per year for undergraduate and graduate students
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the Central Student Association (CSA) or the Graduate Students’ Association (GSA) for more details on the Student Health & Wellness Coverage
University of Toronto
Up to $750 total coverage per year for part-time, undergraduate and graduate students
$125 coverage per visit for up to 15 visits, for undergraduate students on St. George Campus
$100 coverage per visit for up to 15 visits, for undergraduate students on Mississauga Campus
$125 coverage per visit for up to 25 visits, for undergraduate students on Scarborough Campus
$125 coverage per visit for up to 20 visits for graduate students
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the UofT Students’ Union for more details on the Health Benefits Plan
York University
$125 coverage per visit for up to 10 visits, for undergraduate or 15 visits for graduate students
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the York Federation of Students (YFS) for more details on the Health Benefits Plan
George Brown College
Up to $1000 total coverage per year
The plans offered cover 70% to 90% of the fee for each session
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Contact the Student Association (SA) for more details on the Health Benefits Program
Mohawk College
Up to $400 total coverage per year for therapy sessions
The plan covers $25 per visit
Services delivered by Social Workers (MSW) with a Masters Degree are covered
Note: Students need a referral from their doctor before seeing a therapist
Contact the Mohawk Student Association (MSA) for more details on the Health Coverage
Take the First Step Forward
If you’re curious but not sure if therapy is right for you, we offer a FREE initial consultation by phone. We can chat by phone about what’s going on and explore how therapy could help you move forward. There’s no pressure — just a conversation to see if we’d be a good fit. You can ask questions or learn more without pressure.